{"id":1534,"date":"2023-09-22T14:42:34","date_gmt":"2023-09-22T12:42:34","guid":{"rendered":"https:\/\/www.makler-wolfstein.de?page_id=1534"},"modified":"2025-01-18T15:30:13","modified_gmt":"2025-01-18T14:30:13","slug":"privat-kredit","status":"publish","type":"page","link":"https:\/\/www.makler-wolfstein.de\/?page_id=1534","title":{"rendered":"Kredite"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1534\" class=\"elementor elementor-1534\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ee556ee e-flex e-con-boxed e-con e-parent\" data-id=\"ee556ee\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cf03fdf elementor-widget elementor-widget-image\" data-id=\"cf03fdf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.makler-wolfstein.de\/wp-content\/uploads\/elementor\/thumbs\/kredit-r06xzcuupeysd5q9n848xcf2gpzbg4ofstw9lkmbog.png\" title=\"kredit\" alt=\"kredit\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0919565 elementor-widget elementor-widget-text-editor\" data-id=\"0919565\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<section><div><h3><span style=\"color: #00438b;\"><strong>Kredite<\/strong><\/span><\/h3><\/div><\/section><section><p style=\"margin-bottom: 0.8em; padding: 0px; border: 0px; outline: 0px; font-size: 16px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; line-height: 1.8; color: #333333; font-family: 'Fira Sans', sans-serif;\"><strong style=\"margin: 0px; padding: 0px; border: 0px; outline: 0px; vertical-align: baseline; background: transparent;\">Konsumkredit, Autokredit, Darlehen f\u00fcr Bauherrn<\/strong><br \/>Jeder Kredit ist ein Darlehen, das Sie in Raten zur\u00fcckzahlen. Bevor die Bank Ihrem Kreditantrag zustimmt, pr\u00fcft sie Ihre finanzielle Bonit\u00e4t. Bei gr\u00f6\u00dferen Darlehen fordert die Bank Sicherheiten. Kleinere Ratenkredite werden ohne dingliche Sicherung vergeben, stattdessen wird h\u00e4ufig eine Gehaltsabtretung verlangt.<\/p><p style=\"margin-bottom: 0.8em; padding: 0px; border: 0px; outline: 0px; font-size: 16px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; line-height: 1.8; color: #333333; font-family: 'Fira Sans', sans-serif;\">Beim Autokredit bleibt das Fahrzeug im Eigentum der Bank, bis Sie den Kredit voll abgetragen haben. Der Kreditgeber eines Hypothekendarlehens beh\u00e4lt sich das Pfandrecht an Ihrem Haus oder Ihrer Wohnung vor, bis Sie Darlehen und Zinsen vollst\u00e4ndig zur\u00fcckzahlen.<\/p><p style=\"margin-bottom: 0.8em; padding: 0px; border: 0px; outline: 0px; font-size: 16px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; line-height: 1.8; color: #333333; font-family: 'Fira Sans', sans-serif;\"><strong style=\"margin: 0px; padding: 0px; border: 0px; outline: 0px; vertical-align: baseline; background: transparent;\">Beim Kredit\u00adver\u00adgleich z\u00e4hlt der Effektivzins<br \/><\/strong>Zus\u00e4tzlich zum Nennzins fallen bei Krediten oft weitere Kosten wie Bearbeitungsgeb\u00fchren oder Ausgabeaufschl\u00e4ge an. Jeder Kreditanbieter muss deshalb einen Effektivzins ausweisen, der alle Zusatzkosten enth\u00e4lt. Vergleichen Sie die Kreditangebote anhand dieses Effektivzins.<\/p><p style=\"margin-bottom: 0.8em; padding: 0px; border: 0px; outline: 0px; font-size: 16px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; line-height: 1.8; color: #333333; font-family: 'Fira Sans', sans-serif;\"><strong style=\"margin: 0px; padding: 0px; border: 0px; outline: 0px; vertical-align: baseline; background: transparent;\">Restschuldversicherung m\u00f6glichst vermeiden<br \/><\/strong>Wenn Sie eine Restschuldversicherung abschlie\u00dfen, ist die R\u00fcckzahlung ihres Kredits gesichert, falls Sie w\u00e4hrend der Laufzeit zahlungsunf\u00e4hig werden. Eine Restschuldversicherung verteuert den Kredit allerdings kr\u00e4ftig.<\/p><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-038edd8 e-flex e-con-boxed e-con e-child\" data-id=\"038edd8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Kredite Konsumkredit, Autokredit, Darlehen f\u00fcr BauherrnJeder Kredit ist ein Darlehen, das Sie in Raten zur\u00fcckzahlen. Bevor die Bank Ihrem Kreditantrag zustimmt, pr\u00fcft sie Ihre finanzielle&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"ngg_post_thumbnail":0,"_customify_content_layout":"","_customify_sidebar":"","_customify_page_header_display":"default","_customify_disable_header":"","_customify_disable_header_top":"","_customify_disable_header_main":"","_customify_disable_header_bottom":"","_customify_disable_page_title":"","_customify_disable_content_vertical_padding":"","_customify_disable_footer_top":"","_customify_disable_footer_main":"","_customify_disable_footer_bottom":"","_customify_breadcrumb_display":"default","_customify_header_transparent_display":"","footnotes":""},"class_list":["post-1534","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.makler-wolfstein.de\/index.php?rest_route=\/wp\/v2\/pages\/1534","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.makler-wolfstein.de\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.makler-wolfstein.de\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.makler-wolfstein.de\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.makler-wolfstein.de\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1534"}],"version-history":[{"count":20,"href":"https:\/\/www.makler-wolfstein.de\/index.php?rest_route=\/wp\/v2\/pages\/1534\/revisions"}],"predecessor-version":[{"id":2872,"href":"https:\/\/www.makler-wolfstein.de\/index.php?rest_route=\/wp\/v2\/pages\/1534\/revisions\/2872"}],"wp:attachment":[{"href":"https:\/\/www.makler-wolfstein.de\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1534"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}